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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,159 | $50,947+122.1% | $74,551+51.8% | $64,173+76.3% |
| Participation rate | 38.7% | 61.1%-22.4pp | 69.1%-30.4pp | 69.6%-30.9pp |
| Annual return | -6.04% | -1.85%-4.2pp | 32.53%-38.6pp | 7.63%-13.7pp |
| Employer contribution / active EE | $1,151 | $1,115+3.2% | $1,961-41.3% | $2,381-51.6% |
| Participant deferral / active EE | $1,826 | $2,302-20.7% | $3,108-41.2% | $3,470-47.4% |
| Admin fee / account holder | $181 | $4,221-95.7% | $5,059-96.4% | $4,887-96.3% |