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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,788 | $94,436+31.1% | $115,599+7.1% | $82,637+49.8% |
| Participation rate | 91.5% | 70.4%+21.1pp | 74.3%+17.3pp | 68.1%+23.5pp |
| Annual return | 13.63% | 18.37%-4.7pp | 111.10%-97.5pp | 53.51%-39.9pp |
| Employer contribution / active EE | $156 | $2,324-93.3% | $2,955-94.7% | $2,552-93.9% |
| Participant deferral / active EE | $1,773 | $3,955-55.2% | $4,889-63.7% | $4,126-57.0% |
| Admin fee / account holder | $4,309 | $10,328-58.3% | $12,841-66.4% | $7,339-41.3% |