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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,788 | $94,031+31.6% | $115,768+6.9% | $82,448+50.1% |
| Participation rate | 91.5% | 70.4%+21.1pp | 74.4%+17.2pp | 68.1%+23.5pp |
| Annual return | 13.63% | 20.61%-7.0pp | 100.46%-86.8pp | 41.64%-28.0pp |
| Employer contribution / active EE | $156 | $2,323-93.3% | $2,940-94.7% | $2,551-93.9% |
| Participant deferral / active EE | $1,773 | $3,972-55.3% | $4,917-63.9% | $4,139-57.2% |
| Admin fee / account holder | $4,309 | $10,249-58.0% | $12,439-65.4% | $7,234-40.4% |