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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,455 | $112,131-3.3% | $95,964+13.0% | $158,982-31.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 4.88% | 171.19%-166.3pp | 91.64%-86.8pp | 302.99%-298.1pp |
| Employer contribution / active EE | $10,175 | $3,199+218.1% | $2,541+300.4% | $4,763+113.6% |
| Participant deferral / active EE | $5,967 | $4,784+24.7% | $4,167+43.2% | $5,983-0.3% |
| Admin fee / account holder | $449 | $10,136-95.6% | $6,797-93.4% | $11,252-96.0% |