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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,809 | $124,346+18.1% | $111,306+31.9% | $167,553-12.4% |
| Participation rate | 81.3% | 79.6%+1.6pp | 77.3%+3.9pp | 82.1%-0.9pp |
| Annual return | 9.40% | 37.46%-28.1pp | 54.67%-45.3pp | 478.89%-469.5pp |
| Employer contribution / active EE | $7,345 | $3,438+113.7% | $2,732+168.9% | $4,840+51.8% |
| Participant deferral / active EE | $0 | $5,182-100.0% | $4,488-100.0% | $6,343-100.0% |
| Admin fee / account holder | $3,284 | $10,623-69.1% | $7,966-58.8% | $12,316-73.3% |