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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,720 | $99,032+101.7% | $80,022+149.6% | $135,380+47.5% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -8.01% | 15.39%-23.4pp | 11.22%-19.2pp | 519.81%-527.8pp |
| Employer contribution / active EE | $11,178 | $3,043+267.3% | $2,468+352.9% | $4,779+133.9% |
| Participant deferral / active EE | $5,073 | $4,282+18.5% | $3,686+37.6% | $5,609-9.6% |
| Admin fee / account holder | $4,999 | $10,436-52.1% | $6,521-23.3% | $10,828-53.8% |