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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $44,957 |
REHMANN ROBSON5 years Filed as: REHMANN FINANCIAL GROUP LLC Service code 27 · EIN 38-3567911 | Advisory (Plan) | $20,495 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,407 | $80,983-37.8% | $96,544-47.8% | $75,177-32.9% |
| Participation rate | 96.8% | 71.8%+25.0pp | 76.0%+20.8pp | 67.2%+29.6pp |
| Annual return | 12.67% | 27.05%-14.4pp | 25.88%-13.2pp | 160.75%-148.1pp |
| Employer contribution / active EE | $3,005 | $2,282+31.7% | $2,966+1.3% | $2,671+12.5% |
| Participant deferral / active EE | $5,778 | $3,929+47.1% | $4,851+19.1% | $4,126+40.0% |
| Admin fee / account holder | $441 | $6,717-93.4% | $8,254-94.7% | $5,651-92.2% |