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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $31,018 |
ELLWOOD ASSOCIATES4 years Filed as: J.H. ELLWOOD & ASSOCIATES, INC. Service code 28 · EIN 36-3121777 | Investment Management | $14,715 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,838 | $88,122+42.8% | $141,197-10.9% | $67,582+86.2% |
| Participation rate | 98.1% | 76.5%+21.7pp | 82.5%+15.6pp | 71.3%+26.8pp |
| Annual return | 20.76% | 75.40%-54.6pp | 71.41%-50.6pp | 378.57%-357.8pp |
| Employer contribution / active EE | $1,292 | $3,224-59.9% | $4,736-72.7% | $2,148-39.9% |
| Participant deferral / active EE | $10,337 | $5,958+73.5% | $6,710+54.0% | $3,539+192.0% |
| Admin fee / account holder | $108 | $131-17.8% | $10,265-99.0% | $142-24.4% |