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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,268 | $100,938+247.0% | $90,461+287.2% | $158,982+120.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.94% | 1727.20%-1710.3pp | 1294.76%-1277.8pp | 302.99%-286.1pp |
| Employer contribution / active EE | $22,146 | $3,691+499.9% | $3,264+578.5% | $4,763+365.0% |
| Participant deferral / active EE | $15,629 | $4,350+259.3% | $3,964+294.2% | $5,983+161.2% |
| Admin fee / account holder | $76,965 | $6,510+1082.3% | $5,617+1270.3% | $11,252+584.0% |