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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,621 | $88,815+395.0% | $81,882+436.9% | $145,897+201.3% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 21.05% | 1033.75%-1012.7pp | 779.47%-758.4pp | 552.29%-531.2pp |
| Employer contribution / active EE | $22,659 | $3,086+634.2% | $2,916+677.1% | $4,663+386.0% |
| Participant deferral / active EE | $15,236 | $4,647+227.9% | $4,323+252.4% | $6,689+127.8% |
| Admin fee / account holder | $66,455 | $8,434+687.9% | $7,360+803.0% | $13,390+396.3% |