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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,986 | $60,165-6.9% | $74,184-24.5% | $55,167+1.5% |
| Participation rate | 63.0% | 74.2%-11.2pp | 76.6%-13.7pp | 69.0%-6.0pp |
| Annual return | 3.16% | 10.00%-6.8pp | 17.74%-14.6pp | 169.23%-166.1pp |
| Employer contribution / active EE | $419 | $1,600-73.8% | $2,370-82.3% | $1,963-78.6% |
| Participant deferral / active EE | $1,386 | $2,973-53.4% | $3,550-60.9% | $3,054-54.6% |
| Admin fee / account holder | $45 | $419-89.2% | $5,586-99.2% | $504-91.0% |