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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,090 | $105,867-38.5% | $90,760-28.3% | $134,532-51.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -14.95% | -10.99%-4.0pp | -12.16%-2.8pp | 418.27%-433.2pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,830 | $5,217+30.9% | $4,565+49.6% | $6,401+6.7% |
| Admin fee / account holder | $563 | $13,936-96.0% | $8,444-93.3% | $11,429-95.1% |