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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,440 | $58,099-40.7% | $76,902-55.2% | $75,177-54.2% |
| Participation rate | 80.6% | 63.9%+16.8pp | 69.6%+11.0pp | 67.2%+13.4pp |
| Annual return | -2.41% | 26.71%-29.1pp | 37.91%-40.3pp | 160.75%-163.2pp |
| Employer contribution / active EE | $1,083 | $1,996-45.7% | $2,534-57.3% | $2,671-59.5% |
| Participant deferral / active EE | $3,052 | $2,999+1.8% | $3,833-20.4% | $4,126-26.0% |
| Admin fee / account holder | $5,183 | $4,778+8.5% | $5,479-5.4% | $5,651-8.3% |