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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,819 | $139,948-89.4% | $121,663-87.8% | $154,746-90.4% |
| Participation rate | 73.3% | 78.0%-4.7pp | 74.5%-1.2pp | 80.7%-7.4pp |
| Annual return | 17.72% | 230.52%-212.8pp | 147.54%-129.8pp | 172.34%-154.6pp |
| Employer contribution / active EE | $918 | $3,521-73.9% | $3,020-69.6% | $4,379-79.0% |
| Participant deferral / active EE | $4,581 | $5,629-18.6% | $4,887-6.3% | $6,730-31.9% |
| Admin fee / account holder | $495 | $17,321-97.1% | $14,289-96.5% | $14,365-96.6% |