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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,819 | $132,634-88.8% | $115,768-87.2% | $137,256-89.2% |
| Participation rate | 73.3% | 77.9%-4.5pp | 74.4%-1.1pp | 80.0%-6.6pp |
| Annual return | 17.72% | 160.70%-143.0pp | 100.46%-82.7pp | 220.34%-202.6pp |
| Employer contribution / active EE | $918 | $3,360-72.7% | $2,940-68.8% | $4,156-77.9% |
| Participant deferral / active EE | $4,581 | $5,619-18.5% | $4,917-6.8% | $6,407-28.5% |
| Admin fee / account holder | $495 | $15,028-96.7% | $12,439-96.0% | $12,270-96.0% |