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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,540 | $106,280+40.7% | $96,538+54.9% | $139,487+7.2% |
| Participation rate | 95.0% | 77.8%+17.2pp | 74.3%+20.7pp | 80.3%+14.7pp |
| Annual return | 4.97% | 38.48%-33.5pp | 35.74%-30.8pp | 373.84%-368.9pp |
| Employer contribution / active EE | $12,500 | $4,107+204.4% | $3,740+234.2% | $4,755+162.9% |
| Participant deferral / active EE | $6,546 | $5,457+20.0% | $4,880+34.1% | $6,713-2.5% |
| Admin fee / account holder | $72,119 | $7,888+814.3% | $6,737+970.4% | $11,407+532.2% |