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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,234 | $78,636+10.9% | $105,607-17.4% | $74,459+17.2% |
| Participation rate | 39.2% | 72.8%-33.5pp | 75.3%-36.0pp | 67.2%-28.0pp |
| Annual return | 24.76% | 15.96%+8.8pp | 116.11%-91.3pp | 1369.70%-1344.9pp |
| Employer contribution / active EE | $2,978 | $2,523+18.0% | $3,167-5.9% | $2,626+13.4% |
| Participant deferral / active EE | $3,890 | $4,322-10.0% | $5,011-22.4% | $4,350-10.6% |
| Admin fee / account holder | $4,380 | $2,220+97.3% | $10,958-60.0% | $1,945+125.2% |