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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,765 | $162,812-88.5% | $133,971-86.0% | $158,966-88.2% |
| Participation rate | 76.9% | 83.2%-6.3pp | 79.8%-2.9pp | 82.0%-5.0pp |
| Annual return | 30.81% | 41.94%-11.1pp | 45.09%-14.3pp | 302.95%-272.1pp |
| Employer contribution / active EE | $2,420 | $4,976-51.4% | $3,919-38.2% | $4,762-49.2% |
| Participant deferral / active EE | $4,658 | $5,910-21.2% | $5,047-7.7% | $5,983-22.1% |
| Admin fee / account holder | $807 | $11,741-93.1% | $8,929-91.0% | $11,250-92.8% |