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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,639 | $109,967-88.5% | $97,197-87.0% | $145,877-91.3% |
| Participation rate | 33.3% | 76.0%-42.6pp | 72.7%-39.4pp | 80.3%-47.0pp |
| Annual return | 30.13% | 244.27%-214.1pp | 75.47%-45.3pp | 551.28%-521.2pp |
| Employer contribution / active EE | $995 | $3,077-67.7% | $2,723-63.5% | $4,663-78.7% |
| Participant deferral / active EE | $1,325 | $4,676-71.7% | $4,263-68.9% | $6,691-80.2% |
| Admin fee / account holder | $8,754 | $6,199+41.2% | $5,637+55.3% | $13,402-34.7% |