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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,639 | $109,904-88.5% | $97,167-87.0% | $145,959-91.3% |
| Participation rate | 33.3% | 75.9%-42.6pp | 72.7%-39.4pp | 80.3%-47.0pp |
| Annual return | 30.13% | 243.43%-213.3pp | 75.27%-45.1pp | 561.95%-531.8pp |
| Employer contribution / active EE | $995 | $3,084-67.8% | $2,729-63.6% | $4,661-78.7% |
| Participant deferral / active EE | $1,325 | $4,676-71.7% | $4,264-68.9% | $6,689-80.2% |
| Admin fee / account holder | $8,754 | $6,216+40.8% | $5,650+54.9% | $13,398-34.7% |