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Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,540 | $34,634-34.9% | $77,100-70.8% | $64,824-65.2% |
| Participation rate | 76.8% | 49.8%+27.0pp | 67.9%+8.9pp | 71.5%+5.4pp |
| Annual return | -9.64% | -5.31%-4.3pp | 42.35%-52.0pp | 32.84%-42.5pp |
| Employer contribution / active EE | $0 | $1,385-100.0% | $2,815-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $7,487 | $2,553+193.2% | $4,430+69.0% | $4,311+73.7% |
| Admin fee / account holder | $15 | $178-91.4% | $5,443-99.7% | $188-91.8% |