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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,957 | $282,059+47.5% | $213,469+94.9% | $154,746+168.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 18.05% | 20.90%-2.8pp | 20.58%-2.5pp | 172.34%-154.3pp |
| Employer contribution / active EE | $0 | $6,189-100.0% | $4,994-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $30,000 | $8,186+266.5% | $6,841+338.6% | $6,730+345.7% |
| Admin fee / account holder | $1,929 | $37,435-94.8% | $27,141-92.9% | $14,365-86.6% |