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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,140 | $165,381+1.1% | $149,730+11.6% | $158,966+5.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1.31% | 348.29%-347.0pp | 276.70%-275.4pp | 302.95%-301.6pp |
| Employer contribution / active EE | $12,542 | $5,104+145.7% | $4,645+170.0% | $4,762+163.4% |
| Participant deferral / active EE | $13,995 | $7,182+94.9% | $6,843+104.5% | $5,983+133.9% |
| Admin fee / account holder | $2,615 | $10,809-75.8% | $9,310-71.9% | $11,250-76.8% |