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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,980 | $160,040-81.9% | $147,096-80.3% | $145,877-80.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.80% | 98.49%-86.7pp | 419.75%-407.9pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,802 | $5,289-47.0% | $4,936-43.2% | $4,663-39.9% |
| Participant deferral / active EE | $3,581 | $8,429-57.5% | $8,071-55.6% | $6,691-46.5% |
| Admin fee / account holder | $4,265 | $15,050-71.7% | $13,005-67.2% | $13,402-68.2% |