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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,411 | $112,112-47.0% | $95,956-38.1% | $158,950-62.6% |
| Participation rate | 61.5% | 79.0%-17.4pp | 77.1%-15.5pp | 82.0%-20.4pp |
| Annual return | 271.27% | 171.15%+100.1pp | 91.63%+179.6pp | 302.91%-31.6pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,770 | $4,784+104.2% | $4,167+134.5% | $5,983+63.3% |
| Admin fee / account holder | $173 | $10,134-98.3% | $6,797-97.5% | $11,248-98.5% |