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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,154 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,428 | $52,293+6.0% | $178,499-68.9% | $73,412-24.5% |
| Participation rate | 88.8% | 65.3%+23.5pp | 81.9%+6.9pp | 72.2%+16.6pp |
| Annual return | 18.51% | 34.75%-16.2pp | 151.10%-132.6pp | 59.30%-40.8pp |
| Employer contribution / active EE | $0 | $1,735-100.0% | $5,011-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $4,055 | $2,332+73.9% | $5,202-22.1% | $3,806+6.5% |
| Admin fee / account holder | $22 | $127-82.5% | $13,986-99.8% | $158-85.9% |