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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,980 | $196,972-90.4% | $182,262-89.6% | $198,609-90.4% |
| Participation rate | 93.8% | 85.7%+8.1pp | 84.2%+9.5pp | 82.4%+11.4pp |
| Annual return | 25.87% | 158.27%-132.4pp | 140.60%-114.7pp | 202.70%-176.8pp |
| Employer contribution / active EE | $3,571 | $5,364-33.4% | $5,046-29.2% | $5,055-29.4% |
| Participant deferral / active EE | $7,268 | $8,643-15.9% | $8,276-12.2% | $6,977+4.2% |
| Admin fee / account holder | $513 | $18,429-97.2% | $16,712-96.9% | $19,030-97.3% |