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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,710 | $129,737+27.7% | $119,126+39.1% | $154,746+7.1% |
| Participation rate | 90.0% | 78.9%+11.1pp | 75.8%+14.2pp | 80.7%+9.3pp |
| Annual return | 17.08% | 379.08%-362.0pp | 282.11%-265.0pp | 172.34%-155.3pp |
| Employer contribution / active EE | $4,688 | $4,375+7.2% | $4,034+16.2% | $4,379+7.1% |
| Participant deferral / active EE | $10,312 | $5,842+76.5% | $5,318+93.9% | $6,730+53.2% |
| Admin fee / account holder | $23,499 | $11,961+96.5% | $10,693+119.8% | $14,365+63.6% |