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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,132 | $108,942-32.0% | $100,415-26.2% | $145,897-49.2% |
| Participation rate | 25.0% | 83.0%-58.0pp | 81.5%-56.5pp | 80.3%-55.3pp |
| Annual return | 14.46% | 58.27%-43.8pp | 49.47%-35.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $1,635 | $4,422-63.0% | $3,943-58.5% | $4,663-64.9% |
| Participant deferral / active EE | $5,195 | $8,461-38.6% | $8,091-35.8% | $6,689-22.3% |
| Admin fee / account holder | $222 | $9,702-97.7% | $7,906-97.2% | $13,390-98.3% |