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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,373 | $101,499-55.3% | $147,005-69.1% | $74,546-39.1% |
| Participation rate | 46.4% | 75.5%-29.2pp | 82.2%-35.8pp | 67.2%-20.9pp |
| Annual return | 20.83% | 8732.34%-8711.5pp | 418.76%-397.9pp | 1366.03%-1345.2pp |
| Employer contribution / active EE | $1,698 | $3,811-55.4% | $4,934-65.6% | $2,624-35.3% |
| Participant deferral / active EE | $3,711 | $7,304-49.2% | $8,070-54.0% | $4,347-14.6% |
| Admin fee / account holder | $2,643 | $1,748+51.2% | $13,006-79.7% | $1,944+36.0% |