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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,373 | $101,539-55.3% | $147,041-69.1% | $74,400-39.0% |
| Participation rate | 46.4% | 75.5%-29.2pp | 82.2%-35.8pp | 67.2%-20.9pp |
| Annual return | 20.83% | 8740.84%-8720.0pp | 419.21%-398.4pp | 1367.51%-1346.7pp |
| Employer contribution / active EE | $1,698 | $3,811-55.4% | $4,935-65.6% | $2,624-35.3% |
| Participant deferral / active EE | $3,711 | $7,304-49.2% | $8,071-54.0% | $4,348-14.7% |
| Admin fee / account holder | $2,643 | $1,749+51.1% | $13,006-79.7% | $1,944+36.0% |