Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,111 | $80,992-76.4% | $96,534-80.2% | $75,173-74.6% |
| Participation rate | 42.1% | 71.8%-29.7pp | 76.0%-33.9pp | 67.2%-25.1pp |
| Annual return | 12.85% | 27.05%-14.2pp | 25.88%-13.0pp | 160.72%-147.9pp |
| Employer contribution / active EE | $1,343 | $2,283-41.2% | $2,965-54.7% | $2,671-49.7% |
| Participant deferral / active EE | $2,673 | $3,929-32.0% | $4,851-44.9% | $4,126-35.2% |
| Admin fee / account holder | $7,612 | $6,717+13.3% | $8,253-7.8% | $5,651+34.7% |