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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,743 | $88,603-77.7% | $69,890-71.8% | $134,545-85.3% |
| Participation rate | 72.2% | 74.9%-2.7pp | 70.5%+1.7pp | 81.2%-9.0pp |
| Annual return | -13.81% | 442.93%-456.7pp | 190.84%-204.7pp | 418.37%-432.2pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,560-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,708 | $4,771-64.2% | $3,848-55.6% | $6,401-73.3% |
| Admin fee / account holder | $3,856 | $10,443-63.1% | $6,267-38.5% | $11,431-66.3% |