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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,785 | $138,114-21.2% | $125,391-13.2% | $134,545-19.1% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -17.39% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $2,578 | $5,246-50.9% | $4,816-46.5% | $4,742-45.6% |
| Participant deferral / active EE | $5,489 | $7,801-29.6% | $7,448-26.3% | $6,401-14.3% |
| Admin fee / account holder | $754 | $11,570-93.5% | $10,009-92.5% | $11,431-93.4% |