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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,422 | $101,950+0.5% | $125,529-18.4% | $86,983+17.7% |
| Participation rate | 63.1% | 70.2%-7.1pp | 74.7%-11.6pp | 69.5%-6.5pp |
| Annual return | 13.14% | 18.29%-5.2pp | 202.56%-189.4pp | 25.83%-12.7pp |
| Employer contribution / active EE | $2,777 | $2,358+17.8% | $3,058-9.2% | $2,584+7.5% |
| Participant deferral / active EE | $4,961 | $3,862+28.4% | $4,813+3.1% | $4,194+18.3% |
| Admin fee / account holder | $13,554 | $12,791+6.0% | $16,298-16.8% | $7,856+72.5% |