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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $56,211 |
FIDUCIENT ADVISORS LLC1 year Service code 27 · EIN 36-4001764 | Advisory (Plan) | $21,064 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,861 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,569 | $185,342-72.7% | $111,306-54.6% | $86,821-41.8% |
| Participation rate | 88.2% | 81.0%+7.3pp | 77.3%+10.9pp | 72.3%+15.9pp |
| Annual return | 10.06% | 500.80%-490.7pp | 54.67%-44.6pp | 97.94%-87.9pp |
| Employer contribution / active EE | $1,666 | $2,246-25.8% | $2,732-39.0% | $2,406-30.8% |
| Participant deferral / active EE | $3,355 | $4,458-24.8% | $4,488-25.2% | $4,132-18.8% |
| Admin fee / account holder | $114 | $255-55.6% | $7,966-98.6% | $170-33.1% |