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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $770,865 | $160,040+381.7% | $147,096+424.1% | $145,877+428.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.02% | 98.49%-89.5pp | 419.75%-410.7pp | 551.28%-542.3pp |
| Employer contribution / active EE | $15,823 | $5,289+199.1% | $4,936+220.6% | $4,663+239.3% |
| Participant deferral / active EE | $40,497 | $8,429+380.5% | $8,071+401.7% | $6,691+505.3% |
| Admin fee / account holder | $351,282 | $15,050+2234.1% | $13,005+2601.1% | $13,402+2521.1% |