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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $770,865 | $160,070+381.6% | $147,117+424.0% | $145,897+428.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.02% | 98.69%-89.7pp | 420.54%-411.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $15,823 | $5,285+199.4% | $4,932+220.8% | $4,663+239.3% |
| Participant deferral / active EE | $40,497 | $8,419+381.0% | $8,065+402.2% | $6,689+505.4% |
| Admin fee / account holder | $351,282 | $15,035+2236.4% | $12,993+2603.7% | $13,390+2523.4% |