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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,891 | $108,911-89.1% | $100,392-88.2% | $145,884-91.8% |
| Participation rate | 72.7% | 83.0%-10.2pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 19.20% | 58.23%-39.0pp | 49.45%-30.3pp | 551.85%-532.6pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,123 | $8,459-51.3% | $8,090-49.0% | $6,690-38.4% |
| Admin fee / account holder | $323 | $9,698-96.7% | $7,904-95.9% | $13,392-97.6% |