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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,994 | $96,388-54.4% | $80,627-45.4% | $139,466-68.5% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 14.32% | 1352.08%-1337.8pp | 936.76%-922.4pp | 373.66%-359.3pp |
| Employer contribution / active EE | $3,092 | $3,260-5.2% | $2,723+13.6% | $4,754-35.0% |
| Participant deferral / active EE | $4,896 | $5,224-6.3% | $4,443+10.2% | $6,712-27.1% |
| Admin fee / account holder | $1,339 | $6,603-79.7% | $5,381-75.1% | $11,409-88.3% |