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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,764 | $49,024-43.4% | $112,860-75.4% | $87,485-68.3% |
| Participation rate | 93.9% | 62.2%+31.8pp | 66.3%+27.6pp | 68.9%+25.0pp |
| Annual return | 16.30% | 43.86%-27.6pp | 35.26%-19.0pp | 26.06%-9.8pp |
| Employer contribution / active EE | $1,986 | $1,290+53.9% | $2,206-10.0% | $2,596-23.5% |
| Participant deferral / active EE | $4,617 | $2,209+109.0% | $3,493+32.2% | $4,274+8.0% |
| Admin fee / account holder | $4,085 | $6,266-34.8% | $6,841-40.3% | $7,775-47.5% |