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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,049 | $167,362-60.5% | $143,799-54.1% | $134,532-50.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.90% | 0.47%-14.4pp | -0.04%-13.9pp | 418.27%-432.2pp |
| Employer contribution / active EE | $1,063 | $5,620-81.1% | $4,952-78.5% | $4,741-77.6% |
| Participant deferral / active EE | $6,187 | $6,447-4.0% | $5,638+9.7% | $6,401-3.3% |
| Admin fee / account holder | $2,021 | $18,094-88.8% | $14,677-86.2% | $11,429-82.3% |