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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,620 | $183,539-47.9% | $155,556-38.5% | $145,897-34.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.42% | 61.31%-47.9pp | 64.84%-51.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,191 | $5,315-58.8% | $4,675-53.1% | $4,663-53.0% |
| Participant deferral / active EE | $5,378 | $6,467-16.8% | $5,631-4.5% | $6,689-19.6% |
| Admin fee / account holder | $854 | $19,275-95.6% | $15,885-94.6% | $13,390-93.6% |