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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,266 | $138,102-88.2% | $125,381-87.0% | $134,532-87.9% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -9.40% | 750.73%-760.1pp | 572.31%-581.7pp | 418.27%-427.7pp |
| Employer contribution / active EE | $1,900 | $5,245-63.8% | $4,815-60.5% | $4,741-59.9% |
| Participant deferral / active EE | $3,255 | $7,801-58.3% | $7,448-56.3% | $6,401-49.1% |
| Admin fee / account holder | $11,095 | $11,568-4.1% | $10,007+10.9% | $11,429-2.9% |