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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,511 | $148,629-77.5% | $135,982-75.4% | $139,487-76.0% |
| Participation rate | 69.2% | 83.9%-14.6pp | 81.9%-12.7pp | 80.3%-11.1pp |
| Annual return | 18.85% | 79.33%-60.5pp | 68.32%-49.5pp | 373.84%-355.0pp |
| Employer contribution / active EE | $1,828 | $5,247-65.2% | $4,859-62.4% | $4,755-61.6% |
| Participant deferral / active EE | $3,439 | $8,102-57.6% | $7,760-55.7% | $6,713-48.8% |
| Admin fee / account holder | $348 | $12,406-97.2% | $10,767-96.8% | $11,407-96.9% |