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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,224 | $49,791-83.5% | $78,210-89.5% | $70,124-88.3% |
| Participation rate | 92.0% | 62.3%+29.7pp | 68.7%+23.3pp | 69.5%+22.5pp |
| Annual return | 24.42% | 20.75%+3.7pp | 40.90%-16.5pp | 73.14%-48.7pp |
| Employer contribution / active EE | $694 | $1,430-51.5% | $2,034-65.9% | $2,342-70.4% |
| Participant deferral / active EE | $4,142 | $2,150+92.6% | $2,823+46.7% | $3,332+24.3% |
| Admin fee / account holder | $877 | $3,181-72.4% | $3,758-76.7% | $4,645-81.1% |