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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,296 | $167,362-84.9% | $143,799-82.4% | $134,532-81.2% |
| Participation rate | 52.4% | 84.8%-32.4pp | 80.3%-27.9pp | 81.2%-28.8pp |
| Annual return | -16.61% | 0.47%-17.1pp | -0.04%-16.6pp | 418.27%-434.9pp |
| Employer contribution / active EE | $1,488 | $5,620-73.5% | $4,952-69.9% | $4,741-68.6% |
| Participant deferral / active EE | $3,559 | $6,447-44.8% | $5,638-36.9% | $6,401-44.4% |
| Admin fee / account holder | $587 | $18,094-96.8% | $14,677-96.0% | $11,429-94.9% |