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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,505 | $138,114-23.6% | $125,391-15.9% | $134,545-21.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.96% | 750.88%-771.8pp | 572.41%-593.4pp | 418.37%-439.3pp |
| Employer contribution / active EE | $20,000 | $5,246+281.2% | $4,816+315.3% | $4,742+321.8% |
| Participant deferral / active EE | $21,940 | $7,801+181.2% | $7,448+194.6% | $6,401+242.7% |
| Admin fee / account holder | $1,217 | $11,570-89.5% | $10,009-87.8% | $11,431-89.4% |