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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,357 | $154,209-81.0% | $130,062-77.4% | $139,487-79.0% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 26.99% | 32.52%-5.5pp | -137.37%+164.4pp | 373.84%-346.9pp |
| Employer contribution / active EE | $2,588 | $5,292-51.1% | $4,322-40.1% | $4,755-45.6% |
| Participant deferral / active EE | $4,748 | $6,709-29.2% | $5,821-18.4% | $6,713-29.3% |
| Admin fee / account holder | $2,054 | $13,988-85.3% | $10,601-80.6% | $11,407-82.0% |