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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,605 | $108,285-93.9% | $77,552-91.5% | $158,982-95.8% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 10.20% | 31.69%-21.5pp | 54.82%-44.6pp | 302.99%-292.8pp |
| Employer contribution / active EE | $2,382 | $1,325+79.8% | $987+141.4% | $4,763-50.0% |
| Participant deferral / active EE | $1,462 | $2,455-40.5% | $1,861-21.4% | $5,983-75.6% |
| Admin fee / account holder | $4,484 | $3,709+20.9% | $2,859+56.8% | $11,252-60.1% |