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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,635 | $58,391-28.7% | $76,667-45.7% | $72,976-42.9% |
| Participation rate | 43.2% | 67.4%-24.1pp | 72.1%-28.9pp | 69.5%-26.2pp |
| Annual return | 35.44% | 2306.65%-2271.2pp | 1166.74%-1131.3pp | 81.02%-45.6pp |
| Employer contribution / active EE | $1,479 | $1,787-17.2% | $2,303-35.8% | $2,440-39.4% |
| Participant deferral / active EE | $4,116 | $2,690+53.0% | $3,336+23.4% | $3,608+14.1% |
| Admin fee / account holder | $10,550 | $4,014+162.8% | $6,423+64.2% | $5,124+105.9% |