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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,277 | $166,131-36.6% | $164,975-36.2% | $145,877-27.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.03% | 100.37%-83.3pp | 70.12%-53.1pp | 551.28%-534.3pp |
| Employer contribution / active EE | $3,814 | $5,276-27.7% | $4,343-12.2% | $4,663-18.2% |
| Participant deferral / active EE | $11,065 | $6,962+58.9% | $6,033+83.4% | $6,691+65.4% |
| Admin fee / account holder | $1,124 | $16,648-93.2% | $12,688-91.1% | $13,402-91.6% |